Securing Payment Gateways for a Growing Fintech

A fintech company providing accessible payment gateway services across sectors like: agriculture, crop services, food and retail, energy, logistics, asset finance, and insurance.

In addressing the challenge, we followed the PDCA (Plan-Do-Check-Act) methodology. In the Plan stage, we defined the scope, developed an assessment plan, and set clear objectives. The Do stage involved performing gap assessments, reviewing documentation, conducting interviews, validating evidence, and guiding process owners through the 12 mandatory requirements across people, processes, and technology. During the Check stage, we implemented structured remediation to address identified gaps. Finally, in the Act stage, we established continuous monitoring, improvement efforts, and ensured readiness for certification.

The fintech company got compliant with PCIDSS version 4.0.1 and was able to meet up with regulatory requirements thus building trust, earning competitive advantage and became more resilient to card data cyber related attacks.

PCIDSS compliance should not be seen as a check-all-boxes activity but rather seen as a culture across people, processes and technology.